In this guide we will discuss about : “How to Lock Payment Methods on Google Chrome“. Google Chrome further simplifies the process by memorizing all your payment details making it easier to complete payment details in less than a minute. Improper utilization of the great conveniences offered by dependent typing can also hinder security. Payment information that is saved within the device can be accessed by other people, and they can make payments without permission.

What is Payment Method Locking in Chrome?

Automatic payment information fill is a security feature that forces you provide identification for it to autofill your saved card data. When this feature is done, chrome will ask for biometric data such as fingerprint, face recognition, pin before payment details can be used. This means that only you can get access to your saved credit and debit cards balances.

Why Must You Lock Your Payment Modes

In case you borrow your device often or even leave it with the public, your saved payment methods are vulnerable for misuse. Consider making purchases online with your laptop connected to a WiFi at a café; it only takes a few minutes for the wrong person to make charges on your account. When you lock your payment methods, you are safe from people unauthorized to spend your money and make purchases for you.

Chrome Version Requirement

To begin the instructions on how to lock your payment methods you should ensure you are using the latest Chrome browser, version 129 or newer. The option was incorporated in this version, as a result, it will not be available in previous versions.

To check the version of Chrome, click on the settings =iconisinin the form of three vertically arranged dots at the upper right corner of the browser, then click on the help tab, followed by about google chrome. Your current version number will always be on the top of the page.

Enabling Payment Method Lock on Different Devices

As you now understand why it is important to lock your payment methods let us now find out how you can do it across devices.

Lock Payment Methods on Chrome Desktop

• Open the Chrome browser and click on the three-dot menu in the upper-right corner.
• Select Settings.
• Navigate to Autofill and passwords, then click on Payment methods.
• Toggle the switch next to Manually verify every time you pay using autofill.
• You’ll then be asked to authenticate using your fingerprint scanner, face recognition, or the PIN you use to unlock your computer.

Lock Payment Methods on Chrome Android

• Open Chrome and tap the three-dot menu in the top-right corner.
• Select Settings.
• Tap Payment methods.
• Enable Verify manually every time you pay using autofill.
• Authenticate using your fingerprint, face recognition, or device PIN.

Lock Payment Methods on Chrome iOS

• Open Chrome and tap the three-dot menu at the bottom-right corner.
• Select Settings, then Payment methods.
• Toggle Always verify when using autofill.
• I hope the reader will not mind ifthe whole process centers around entering the Face ID, Touch ID, or iPhone PIN identification technique.

How to Use Locked Payment Methods

After your forms are locked, Google Chrome is likely to display available payment details every time you are navigating through a payment form. Although, you cannot auto-complete the information unless you input your device’s biometrics or PIN.

Restrictions of Payment Method Lock in Chrome

Since Chrome now allows a payment-method lock, one of the major issues with this method is its authenticity: it only needs it once, and then doesn’t bother to ask again for another three minutes. This makes it possible for others to get access to the saved payment information since you are logged in in case you are using somebody else’s device. At the moment, it is impossible to reduce the said timeout period, or assign a distinct PIN for payment operations.

Suggestions for the Enhancement of Chrome

As a positive the payment method lock feature is added The opportunity The opportunity can be expanded. They should be able to set individual time limits on each account or select an individual method of verification. Furthermore, extending this option to also allow users a new PIN for making payments can be even better regarding security.

Read More : “Reading Mode missing in Chrome: How To Enable It“

Conclusion

Allowing the payment method lock in Google Chrome is one of the most effective methods of protecting your valuable data. In this case, the feature isn’t perfect, but I believe that it does introduce a level of necessary security to online shopping. If you have not activated it yet, this is the best moment to start taking benefit of it so as to protect your payment information.

FAQs

Is the payment method lock synchronized across devices by Chrome?
No, the lock of the payment method is not enabled on the account, it only locks the payment method for each device used.

What is the Chrome version update process?
To update Chrome, open the browser, click on the three lines, go to “Help,” and tap on “About Google Chrome.” The browser will also check for updates on its own.

Whether payment method locking is available for all the devices or not?
Indeed, the feature is compatible with the desktop, Android, and iOS and all the versions of Chrome that are 129 and above.

It is possible to use multiple methods of verification?
Yes, with Chrome you can enable fingerprint, face or PIN as your authentication method depending with the capacity of the device.

Still, some of these phones do not have Face ID or a fingerprint scanner, then what?
In case the phone doesn’t support the use of biometric validation, one can use the password to secure the payment methods.